Easy Installments in UAE: Your Financial Lifesaver

Possibility of Installment Payments: Mohre Penalties and Fees Through Eight Banks in the UAE

Residents of the United Arab Emirates have been offered a new financial relief: the Ministry of Human Resources and Emiratisation (Mohre) announced that administrative fines and service fees imposed by the ministry can now be settled with an installment payment option. The initiative aims to reduce the immediate financial burdens on residents and provide clients with the opportunity to settle their obligations in a structured manner.

Background of the Installment Payment Option

The fees associated with Mohre services can often be substantial, especially when fines are imposed due to administrative lapses or delayed reports. Paying such burdens can be challenging for many, particularly when it coincides with multiple processes, such as visa, work permits, or corporate procedures. However, the new installment payment option opens new horizons for those who possess credit cards from any of the eight banks participating in the program.

Which Banks are Participating in the Program?

The following eight financial institutions are part of the installment payment system:

Abu Dhabi Commercial Bank (ADCB) – minimum payment amount: 1,000 dirhams

Abu Dhabi Islamic Bank (ADIB) – minimum payment amount: 1,000 dirhams

Commercial Bank International (CBI) – minimum payment amount: 500 dirhams

Commercial Bank of Dubai (CBD) – minimum payment amount: 500 dirhams

First Abu Dhabi Bank (FAB) – minimum payment amount: 500 dirhams

Mashreq Bank – minimum payment amount: 500 dirhams

Rakbank – minimum payment amount: 500 dirhams

Emirates NBD – minimum payment amount: 1,000 dirhams

It is important to note that residents wishing to use the service must contact their credit card issuing bank directly to request the installment option. Banks handle the repayment period, interest rates, and any administrative fees according to their internal regulations.

How Does the Installment Payment Work?

The core of the installment payment is that the bank pays the debt to Mohre in advance, and then the credit card owner repays the amount to the bank in equal monthly installments. This functions in a manner similar to installment payments for other purchases or services under the credit card limit. The minimum amounts ensure that it is only worthwhile to initiate installment payments for larger fees, thereby keeping the system efficient and sustainable.

Digital Solutions Behind the Scenes

This is not the first step Mohre has taken toward digital financial easements. Previously, they launched a digital wallet in collaboration with Abu Dhabi Islamic Bank, aimed specifically at companies operating in the UAE, enabling them to conduct financial transactions with the ministry faster and more efficiently, whether it involves fees, fines, or other services.

The new installment payment option fits perfectly with the country's strategy for digital transformation, which focuses on reducing administrative burdens and ensuring effective procedures.

Similar Initiatives in the UAE

This is not the first time installment payment options have been offered for settling state fees in the UAE. In October 2025, the Federal Authority for Identity, Citizenship, Customs, and Port Security (ICP) also launched a new program titled "The Authority at Your Service." This allows citizens and residents to comfortably pay the fees charged for state services in installments, further reinforcing the state's citizen-friendly orientation.

The goal in every case is to offer solutions that better fit the financial situation of clients and avoid unnecessary obstacles to ensuring compliance with rules under realistically manageable conditions.

Why is This System Important for Residents?

For those living in the UAE, the option of installment payments is not just a convenience but can provide indispensable help in many cases. Quickly resolving fees that arise during work permits, visas, sponsorship documents, license renewals, and other formal procedures is crucial to avoid further delay penalties or bureaucratic hurdles. However, when the full amount is not available at once, the installment payment option represents not just an option but a real lifeline.

Summary

The installment payment service provided by Mohre and the eight UAE banks reflects the endeavor of the administrative system and the financial sector to create solutions that facilitate the life of residents. The direct bank procedures, simple transactions, and clear minimum amounts contribute to making this option truly accessible and transparent for everyone holding a credit card.

This measure not only represents financial relief but also another step toward smart, digital, and customer-focused state services, which Dubai and the entire UAE have been striving for years.

(Source of the article: Ministry of Human Resources and Emiratisation (Mohre) announcement.)