UAE Commits 2 Billion Dirhams for Housing

UAE: Over 2 Billion Dirhams in Housing Aid for Citizens

The United Arab Emirates has reached another milestone in ensuring the welfare of its citizens. By the end of the third quarter of 2025, housing aid exceeding 2 billion dirhams has been approved for citizens living in the UAE. The decision took place as part of the Zayed Housing Program, which aims to improve the quality of life for Emirati citizens in the long term.

Housing as a National Priority

The leadership of the Emirates has made it clear: housing is not just a basic need but a key tool for social stability, family well-being, and long-term community development. The current decision serves this goal, opening the way for thousands of families to live in their own safe and modern homes.

As part of the program, a total of 2,971 citizens have received housing aid approvals, totaling 2,069,200,000 dirhams, during the first nine months of 2025.

Forms of Support and Figures

Housing approvals are realized in several forms:

522 non-refundable grants approved, totaling 355 million dirhams.

595 state housing loans, totaling 246.2 million dirhams.

24 government allowances or contributions, totaling 19 million dirhams.

1,830 housing finance approvals, totaling 1.449 billion dirhams.

These figures clearly show that the Zayed Housing Program is not a one-off measure but a comprehensive, well-functioning system that the state continuously expands and optimizes.

The Program's Background and Objectives

The Zayed Housing Program is not a new initiative: its fundamental goal is to provide dignified housing conditions for UAE citizens. The program does not just build houses but forms communities, supports family formation, social cohesion, and economic independence.

From July 2022 until now, 11,298 housing approvals have been issued, with a total value of nearly 9 billion dirhams. This alone proves that the program not only operates but continuously evolves.

Modern and Sustainable Solutions

The program is forward-looking not only in quantity but in quality as well. The approved homes comply with the latest architectural and sustainability standards, featuring modern infrastructure, energy-efficient solutions, and community services.

The goal is not just to provide a roof over people's heads but to create living spaces that genuinely contribute to the well-being of the residents and social development.

Social and Economic Impacts

The housing program not only eases the lives of families but also positively impacts the economy. New construction, housing finance, and related industries—such as construction, real estate, furniture, and household goods manufacturing—are all invigorated, creating new jobs and increasing economic dynamism.

Moreover, housing security results in a more stable family environment, which in the long term reduces social tensions, increases community cohesion, and improves the happiness index—an important aspect of the UAE's long-term strategic goals.

Housing as a Human Right and National Interest

In UAE governmental communications, it is often emphasized that housing is not a privilege but a fundamental human right that every Emirati citizen deserves. This attitude is reflected in the current approval worth over 2 billion dirhams.

Decision-makers believe that the issue of housing is not just a social issue but also a national strategic interest since a strong, satisfied, and stable middle class is essential for the country's future.

Continuous Development, Strict Supervision

Leadership emphasized that ongoing development and strict supervision of the housing ecosystem are key. Their goal is for the support to genuinely reach those in need, with every aid used effectively, transparently, and delivering the greatest social benefit.

This approach is also reflected in the regular feedback collected from beneficiaries as part of the program, with continuous refinement of the application system, evaluation criteria, and implementation processes.

Summary

The recently announced housing approval of over 2 billion dirhams is further evidence that the UAE takes the welfare and future of its citizens seriously. The Zayed Housing Program is a complex and well-functioning system that not only provides buildings but also offers opportunities, stability, and vision.

Housing is a cornerstone of the country's long-term strategy, and the numbers make it clear: this strategy not only works but also brings about change in people's lives—in a positive sense. Dubai and the whole UAE are thus taking another step towards a more livable, people-centered future.

(Source of the article: Sheikh Mohammed bin Rashid Al Maktoum's statement.)