Revolutionary Digital Gold Investment in UAE

Digital Gold Investment from 0.1 Grams: New Era in UAE Financial World

The latest fintech development in the United Arab Emirates revolutionizes access to gold investments: the Botim app, a communication and financial application with over 8.5 million active users, now enables users to invest in gold digitally—even from as little as 0.1 grams. This new feature became accessible through a partnership with O Gold, a platform founded in the Emirates, which is the first local app for fractional gold and silver ownership.

New Era in Digital Wealth Management

Botim, which originally started as a communication platform, has now become the flagship of Astra Tech in AI-based fintech solutions. Through the integration with O Gold, users can now purchase, sell, and manage gold directly within the app, with a very low entry threshold. This is particularly significant for the younger generation and users with lower savings who previously might not have had access to such investments.

Gold Leasing Program – Up to 3% Annual Yield

The feature not only allows simple gold purchasing but also gives access to O Gold’s so-called “gold leasing” program. This option offers an annual yield of up to 3% in gold grams, based on current international gold lease yields. This model presents a unique opportunity for those who wish to preserve value in the long term while actively benefiting from gold ownership.

Shariah-Compliant Solution

Investment options compliant with Islamic financial principles are receiving increasing attention in the region. The O Gold platform is not only user-friendly but also certified by the Center of Islamic Banking and Economics (CIBE), verifying that the service fully adheres to Shariah guidelines. This is especially important for Muslim investors, for whom ethical financial solutions are fundamental requirements.

Huge Growth Potential

O Gold attracted more than 100,000 users in its first year alone, reflecting an openness to flexible, digital gold investment forms. Botim’s integrated payment system allows users to start their investment journey with a few taps—even on a daily basis.

UAE's Global Role in Gold Trade

According to TradeImeX data, the United Arab Emirates exported over $53 billion in gold in 2024–2025, solidifying its position as one of the world's largest precious metals trading centers. The digital availability of fractional gold ownership is another step towards the country’s advancement as a global financial and investment hub, particularly with the integration of technology and financial innovation.

What Does This Mean for Users?

The digital gold investment opportunity is particularly useful for those who:

Do not wish to store or insure physical gold,

Seek simple and secure access to their investments through a mobile app,

Wish to enter the investment world gradually with small amounts,

Are looking for Shariah-compliant financial solutions.

With the new gold feature available in the Botim Invest section, users can track gold prices in real-time, execute transactions, or even set up automatic gold purchase schedules, enabling regular savings.

Technology in the Service of Financial Freedom

The platform, supported by artificial intelligence, aims not only to make financial services more accessible but also to supplement them with intelligent, personalized offers. The collaboration between Botim and O Gold is an example of how technological innovations can be combined with traditional value preservation tools—like gold.

Summary

The availability of gold in digital form opens a new era for investors in the UAE. The joint solution of Botim and O Gold allows residents and investors to partake simply, securely, and with small amounts in one of the world's most reliable value-preserving assets. The low entry threshold, Shariah compliance, and AI-powered application strengthen the global competitiveness of the UAE’s digital financial sector—and not least, ease wealth-building for the population.

(Source of the article: Based on Botim’s announcement.)